ISS Financial & Insurance Network
Commercial Products
Commercial Business insurance products help international schools protect themselves from damage to school property and staff from a range of perils such as fire, flood, storms, explosions, kidnapping. Risk management products also help provide protection from law suits brought against the organization due to alleged errors, omissions, or improper actions of their board or staff.
- Commercial Lines Property
Protection from financial loss due to damage to building and contents by a number of perils.
- General Liability
Insurance for what the policyholder is legally obligated to pay for bodily injury or property damage caused to another person.
- Automobile
Covers the costs of physical damage to owned or leased automobiles and/or the liability for what the policyholder is legally obligated to pay for bodily injury or property damage to others.
- Bonds
Bonds of various types that guarantee a payment or a reimbursement for financial losses resulting from dishonesty, failure to perform, and other acts.
- Political Risk / Environmental
Coverage for financial loss to policyholders due to events that are caused or contributed to by political instability, terrorism or environmental accidents. This includes a range of products tailored to assist schools to deal with the possible consequences of the kidnapping and/or demand for ransom of staff or board members, as well as expenses for evacuation, repatriation, and salary continuation.
- Umbrella Coverage
Coverage for losses above the limit of an underlying policy or policies such as Property and Liability insurance. While it applies to losses over the dollar amount in the underlying policies, terms of coverage are sometimes broader than those of underlying policies.
We look forward to helping your school manage its employee benefits and risk management programs in the near future. Please contact us for further information by clicking on the Contact ISSFIN button at the left side of this page or call us at +1-609-452-2490.